Traveling abroad is one of life’s greatest joys, but managing money while on the go can be tricky. Foreign transaction fees, currency exchange rates, and hidden banking charges can turn a dream vacation into a financial headache. That’s where Revolut comes in—a modern financial app and card designed to make your travel smoother, safer, and more rewarding. In this guide, we’ll explore the key Revolut Card Travel Benefits that help travelers save money, avoid unnecessary fees, and enjoy a stress-free trip.
Revolut Card Travel Benefits
Whether you’re a casual traveler or a frequent flyer, understanding what is Revolut, how it works, and which plan suits your lifestyle can save you money and add comfort to your trips. In this guide, we’ll explore everything from Revolut card benefits and travel perks to how to apply and use Revolut abroad.
What is Revolut?
Revolut is a financial technology company that offers modern banking solutions through a mobile app. Since its founding in 2015, Revolut has aimed to provide borderless financial services, enabling users to spend, transfer, and manage money in multiple currencies with minimal fees.
Unlike traditional banks, Revolut is primarily app-based, meaning you can access your account, exchange currencies, and manage your spending from your smartphone. Revolut offers accounts for individuals and businesses, including Revolut Business, which caters to freelancers, entrepreneurs, and companies operating globally.
Why it’s different from a traditional bank:
- No physical branches — everything is managed online
- Transparent fees and competitive currency exchange rates
- Travel-focused features like fee-free spending abroad and travel insurance
- Instant notifications and budgeting tools
How Does a Revolut Card Work?
A Revolut card works like any debit card, but with enhanced functionality:
- Spending abroad: Pay in foreign currencies at interbank rates, avoiding traditional bank fees.
- Virtual and disposable cards: Generate a virtual card for online purchases to improve security. Disposable cards refresh after every transaction.
- Budgeting and alerts: Track your spending in the app and receive instant notifications.
- Cash withdrawal: Fee-free ATM withdrawals up to a monthly limit depending on your plan
Tip: Revolut also supports Apple Pay, Google Pay, and other digital wallets, making payments seamless worldwide.
Revolut Plans – Which Revolut plan is right for you?
Standard – Free
- Basic offering, ideal for everyday money management.
- RevPoints: Earn 1 point per £10 spent.
- International spending: Fair‑usage FX limit of £1,000 per month (Mon–Fri), with a 1% weekend markup.
- ATM withdrawals: Up to £200/month or 5 withdrawals free.
- Lounge access: Pay‑per‑visit only.
- Sub‑accounts for <18 users: 1 linked child account.
- Savings interest (AER): Around 4% AER.
Plus – £3.99/month
- Better FX limits: £3,000/month (Mon–Fri), 0.5% weekend markup.
- Same 1 point per £10 on purchases.
- ATM withdrawals: £200/month limit (same as Standard).
- Lounge access: Pay‑per‑visit.
- Sub‑accounts for kids: Up to 2 linked accounts plus co-parent.
- Savings rate: Around 4% AER.
Premium – £7.99/month
- FX unlimited with no limits, no weekend markup.
- ATM withdrawals: Up to £400/month.
- RevPoints: 1 point per £4 spent.
- Lounge access: Discounted passes.
- Savings interest: Up to ~4.25% AER.
- Sub‑accounts for kids: 2 accounts + co-parent.
- Additional perks: Exclusive subscriptions, better savings rates.
Metal – £14.99/month
- Unlimited currency exchange, no cap, no weekend fees.
- ATM withdrawals: Up to £800/month.
- RevPoints: 1 point per £2 spent.
- Lounge access: Discounted passes.
- Savings interest: Up to ~4.5% AER.
- Sub‑accounts for kids: Up to 5 accounts + co-parent.
- Additional benefits: Travel insurance, elevated FX limits, subscriptions worth ~£2,100/year.
Ultra – £45/month (introductory) or £540/year (~£45/month)
- Highest-tier offering with unmatched benefits.
- Unlimited FX, no fees, including weekends.
- ATM withdrawals: Up to £2,000/month free.
- RevPoints: 1 point per £1 spent.
- Lounge access: Unlimited complimentary access to 1,000+ lounges globally.
- Savings interest: Up to ~5% AER.
- Sub‑accounts for kids: Up to 5 accounts + co-parent.
- Extensive premium benefits:
- Travel & event cancellation insurance, car hire excess, winter sports, purchase protection.
- Monthly global eSIM data (3 GB included).
- Subscription bundle (FT Premium, WeWork ×3 entries/month, ClassPass credits, NordVPN, etc.) worth ~£2,100/year.
- Up to £4,100+ in annual benefits estimated.
Tip: If you travel a lot, Revolut Ultra is the best plan for you (Revolut Ultra is not available in the US yet).
💳 ATM Withdrawals with Revolut
With your Revolut card, you can easily withdraw cash from ATMs worldwide.
- No hidden fees – Revolut uses the real exchange rate.
- Monthly free allowance – depending on your plan, you get a certain amount of free withdrawals.
- Instant app notifications – see your transaction and currency conversion right away.
👉 Travel tip: When withdrawing abroad, always choose “charge in local currency” and decline the ATM’s conversion offer (DCC) to avoid unnecessary fees.
Managing money abroad can be stressful, but having the right tools can make all the difference. Revolut provides travellers with a modern way to handle finances while exploring the world, offering competitive exchange rates, free international spending, travel insurance and convenient ATM withdrawals.
Understanding the different plans and how each feature works allows you to choose the option that best fits your lifestyle and travel needs. Whether you’re going on a short city break or planning frequent international trips, Revolut’s travel benefits can help you save money, stay secure and enjoy a smoother journey from start to finish.
Is Revolut free?
Yes, the Standard plan is free, offering essential features for everyday use and travel. Revolut plan Plus, Premium, Metal and Ultra come with monthly fees for additional perks.
How does a Revolut card work?
Revolut cards work like debit cards. You top up your account, spend in local or foreign currencies, and track your transactions in the app. Virtual cards can be used for online purchases.
How to activate a Revolut card?
Open the app, select the card, and follow the on-screen instructions. You may need to verify your identity and set a PIN.
Can you use Revolut in the USA?
Yes, Revolut works in the USA for spending, online purchases, and ATM withdrawals. Some features may be limited based on your account type.
Is Revolut safe and legit?
Yes, Revolut is regulated in Europe, has banking licenses in certain regions, and implements advanced security measures like disposable virtual cards and instant notifications.
How to apply for a Revolut card?
Download the app, sign up, verify your identity, and choose your card type. Physical cards are shipped to your address, while virtual cards are instantly available.
Does Revolut offer travel benefits?
Yes, higher-tier plans include travel insurance, airport lounge access, and foreign spending perks, making it ideal for frequent travelers.
Does Revolut offer an account for children?
Yes.
Revolut’s Kids & Teens account is a well-designed digital account for minors, providing a safe and educational way to learn money skills. It includes:
– Age-appropriate controls and parental oversight,
– A linked physical/virtual payment card,
– Fun tools like savings Pockets and round-ups,
– Secure, parent-managed spending,
– And a seamless setup tied to your own Revolut account.
